Insurance Blog Week in Review – January 29 – February 5, 2012

Every week, the Insurance Blog will have anywhere from twelve to fourteen different articles appearing on it. Many relate to health insurance, several have been about auto insurance, and every so often there will random and bizarre insurance related topics. The Insurance Blog Week in Review is a easy way to “ketchup”, so you won’t miss anything. Staying on Your Ex’s Health Insurance is Risky It might be more convenient, at first, to continue using your ex’s health insurance policy after the two of you have gotten divorced. However, there are some risks involved in doing that. The Insurance Podcast … Continue reading

My Spouse Won’t Go To The Doctor

You know, we have a saying in my house, if you’re feeling pretty bad (i.e. ill) for more than three days and you won’t go to the doctor – don’t complain about it. We began this saying back when we had really good insurance and a doctor visit only cost us about $10. Then we went through a period where we had no insurance at all – (you may remember my husband’s emergency surgery last December – our $22,000 bill is a direct result of having no insurance then). Still – we’re lucky to have health insurance now – although … Continue reading

Home Repair: Balancing Spouse Responsibility

Is it really Friday already? It feels like this has been the longest and the shortest week on record. It’s been crazy busy here with my husband and I both working diligently on a variety of different projects, the not the least of which is getting our fence repaired. We’ve been trying to balance what the two of us have both done to get estimates, file the insurance claim and hire a contractor to do the work. Wind Storms & Storm Damage A few weeks back, just two days before I had my surgery, we had a major windstorm here … Continue reading

When You or Your Spouse Needs Surgery

Have you or your spouse ever needed to undergo surgery? As my regular readers may know, both my husband and I have both needed surgery in the last three months. Three months, it’s kind of scary when you think that’s all it’s been since I took Scott to the hospital for an emergency appendectomy. It was the first weekend of December and the following day was Cassidy’s birthday party. It was a scary night, all told, while the doctors worked diligently to diagnose why he was in so much pain and running such a high fever. It happened so quickly, … Continue reading

Are You Considering Cutting Health Insurance to Save Money?

When money is tight you may look at cutting down the amount withheld from your paycheck. This could include cutting your health insurance. You may be considering staying home with your children. This will change your benefits and how much you have to pay out of pocket. You may be wondering if you can afford not covering yourself and possibly your children. You may justify that you will remain healthy. Your feel great and have no reason to expect anything to happen. I know one person who ended up paying out of pocket for an emergency gall bladder surgery. It … Continue reading

Insurance Not Required For Living Donors

Organ donation saves lives. Thousands of people are waiting on transplant lists for an organ to become available. Fortunately, it is possible for a kidney or liver to come from a live donor. You don’t have to have health insurance in order to become a live donor. There are around 90,000 people who are on the transplant list right now. Each day, the wait becomes too long for about thirteen people, who pass away before an organ is found for them. Some of this can be prevented. People can donate one of their kidneys, or a portion of their liver, … Continue reading

What Does Dental Insurance Cover?

Many Americans do not have any form of health insurance at all. Those that have health insurance often find that dental care is not included as a part of that policy. An inability to afford regular dental checkups can lead to an increased risk of tooth decay, and periodontal diseases. Dental insurance can help cover the cost of visits to the dentist. However, having dental insurance does not necessarily mean that the insurance will cover all of the dental care that you need. Dental insurance policies generally cover up to a maximum of $1,000 to $2,000 worth of dental services … Continue reading

Seriously…?!? What a Spring!

Just two days ago I was talking about May Day and celebrating the changing seasons and last night another spring storm came raging through like a stampeding herd of buffalo. Last February, just before I had my surgery, a severe windstorm damaged a section of our fence along one side of the house and weakened the rest of it. It took us about a month to get all the estimates and the information so that our insurance company would cover the claim and replace that length of fencing. About a week ago, that new fence was completed. Violent Storm During … Continue reading

Signs of a Cheating Wife or Not?

I recently got into a lively discussion with a few friends about what constitutes signs of cheating for a wife. I love these kinds of discussions especially when the majority of participants are married and aren’t basing our argument on anything more than personal experience and opinions. So, with their amusement and permission, here’s a look at the signs we’ve compiled and some personal comments on them. Signs of Cheating or no? The collective wisdom of our group (comprised of 4 married participants and 1 soon-to-be-married) the signs of a cheating wife include: She maintains her prescription for birth-control pills … Continue reading

The State of Marriage can affect the State of Health

The way we relate to each other is of course important, but never as important as when one spouse is ill or injured. Any stress can negative affect the outcome, recovery, and side effects of surgery, but marital stress appears to play an even greater role. Studies indicate that there is such a strong mind/body connection between spouses that marital discord can delay healing or even lead to complications when surgery is at issue. This is how profoundly we affect one another, which shows us that things we often think of as “no big deal,” may often be a very … Continue reading