The Not-So Wonderful Side of Technology

I’m no tech junkie. I don’t own a smartphone. I don’t allow my kid to play video games. I am anti-Facebook and I don’t text. However, this is not to say that I don’t embrace the wonders of technology. For example, I am hugely grateful for television remotes and I couldn’t make a living without a laptop. In addition, I don’t think I could live without a telephone answering machine. In fact, without the simple technological wonder, I wouldn’t be able to listen to my grandmother’s voice whenever I felt the need. My dear, sweet grandmother who died nearly five … Continue reading

The Marriage Blog Week in Review – May 21 – May 25

What a week here in the Marriage Blog and what a week for many couples around the country who saw the school year ending and got ready to launch their summer vacations. Summer vacations for couples can provide a lot of opportunities and challenges. We’re going to take a look at those in the common weeks as well as our focus on weddings just in time for June. Also, don’t forget, this summer also plays host to the lucky day that many brides and grooms are looking forward to on July 7, 2007 – or 777 as they call it. … Continue reading

The In-Laws and Your Homeschool

Some people are blessed with absolutely wonderful in-laws who never make a comment regardless of your decisions. They completely respect your parenting boundaries and even if they disagree with you, they’d back you up. Then there are other in-laws who believe that you are single-handedly ruining their grandchildren by home schooling them. Here are a few tips for dealing with those types of in-laws: 1. Show them research. There is tons of research out there that demonstrates the superiority of a home education. Home educated kids are better socialized, better prepared for college, and score better on standardized tests. 2. … Continue reading

Insurance Blog Introduction

I would like to take a moment and introduce myself as a blogger on the New Insurance Blog at Families.com. For the past five years my husband and I have worked very hard Adopting Siblings from our state foster care system and I am one of the Adoption b Bloggers. Prior to this life changing event my career has been Insurance. I look forward to refocusing and writing about the business I have been involved with for nearly 25 years. My first position in the insurance field started when I was 18 years old. I was hired by the most … Continue reading

It Could Be Nothing More than PR

Some of the big insurance companies have declared that they will continue to offer the benefits set forth in the Affordable Care Act, even if the Supreme Court declares the ACA unconstitutional. It sounds like the insurers are being helpful. In reality, if the ACA goes down, there isn’t anything that would force them to live up to those big promises. Recently, UnitedHealth Group announced that it was intending to continue to offer certain parts of the protections that were created as part of the Affordable Care Act, even if the Supreme Court kills the ACA. A few more insurers, … Continue reading

United States Senate Kills the Blunt Amendment

This week, the Senate had the opportunity to cast a vote about the Blunt amendment. The Senate voted to kill this amendment, which means that it will not be allowed to take effect. This is wonderful news for everyone who has employer sponsored health insurance, or who hopes to have it, someday. The Blunt amendment that was proposed by Senator Roy Blunt, (who is a Republican from Missouri). This particular proposal was attached, or amended to, a bill that was about funding for highways. The Blunt amendment had absolutely nothing to do with funding for highways, though. Instead, it was … Continue reading

Stress and Stress Relief – Keeping The Balance

After reading this post by Richele McFarlin, I felt so relieved. It turns out that I am not the only one who gets overwhelmed or questions her capabilities from time to time. Thank you Richele for reminding me that we home – based professionals, like everyone else, are real. We each have our own things that we struggle with from time to time, and we all have to reach out and ask for help sometimes. Lately, I have been attracting work like a magnet. I am excited because I love my work, but I can not pretend that it does … Continue reading

Reasons for Consumers to Love the Medical Loss Ratio

The medical loss ratio is a part of the Affordable Care Act. By now, you have probably become aware that the Affordable Care Act is a series of health reform laws that are designed to improve health care, and health insurance, for consumers. The medical loss ratio is also a wonderful thing for consumers. The medical loss ratio is a law that requires health insurance companies to spend a specific percentage of the money they get from premiums on medical claims, or activities that will improve the health of their customers. For most insurers, the amount is 80%. However, really … Continue reading

Tangled Ever After

I don’t know how in all of my reading reports from D23 I managed to miss this piece of news. I guess I was just so excited about the newly announced Pixar films and spoilers from “The Avengers” that this slipped through the cracks. Then one day while reading on animation website Cartoon Brew I learned that at the con, Disney also announced plans for another “Tangled” movie. When I first read about “Tangled Ever After,” I was so excited by the prospect of getting to return to this world that what the announcement really meant completely escaped me. But … Continue reading

The Freedom to Homeschool

At this time of year, of course we’re all thinking about the freedoms we enjoy in our country. We think about the brave men and women who, for countless generations, have fought to preserve those freedoms, some out on the battlefields and some here on the homefront, holding things together, organizing rallies, raising money. I can’t say enough to express my gratitude for the way these people have overcome their fears, their homesickness, their fatigue, and their worry about personal safety to help keep me and my family free. One freedom I particularly wish to talk about today is the … Continue reading