Debt and Marriage: How It is Tough to Love When You Owe

Many couples enter into a marriage with debt already in hand. Others accumulate debt together. Either way, nurturing a loving relationship can be hard when debt is hanging over your head. In fact, according to a study by Jeffrey Dew at Utah State University, couples who reported disagreeing about finance once a week were over 30 percent more likely to get divorced than couples who reported disagreeing about finances only a few times a month. Another inference can be made from this study: there is a whole lot of disagreement about money out there. Debt is a source of contention. … Continue reading

Learning Marriage from Your Parents

I was raised with somewhat progressive views on marriage.  It feels strange to even be typing that, and it’s certainly nothing I ever thought growing up.  I know that on the overall spectrum of views on marriage, the ideals with which I was raised would only be in the middle, and probably closer to the conservative side of the middle.  But it’s still so surprising to me how many people aren’t even that far. I’ve already shared my story about my college roommate.   The reason she and her boyfriend didn’t talk for years about division of labor in the household, … Continue reading

Finding Your Identity in Your Marriage

I never thought much about my life growing up. At times in my adult life when I’ve considered getting married, having kids, I didn’t have anything but my own thoughts at that time to rely on. It’s strange because I’m an obsessive planner for short-term details, but I can’t think of any point in my life when I’ve had a vision for the future. As a kid I always had dreams of what I wanted to be when I grew up: veterinarian, zoologist, reporter for National Geographic Magazine, but those were always just fleeting childhood whimsies. I never pictured myself … Continue reading

5 Topics to Discuss before Marriage

How many couples do you know take the time to discuss money, children and other important issues before they get married? Maybe you jumped right into marriage without seriously considering some of these life-impacting issues. If you or someone you know is considering tying the knot, here are five topics that you should discuss before walking down the aisle. It could save a lot of conflict in the future. The first is children. Do you both want children? Nothing is more devastating than a couple getting married and one expecting to have children but the other one dead set against … Continue reading

Gay Marriage Debate Rages

I moved from North Carolina almost a year and a half ago, but I still have many good friends there. Two days ago, North Carolina said “No thanks” to same-sex marriage by passing Amendment One. In case you’ve been in a coma the few weeks, Amendment One reads “Marriage between one man and one woman is the only domestic legal union that shall be valid or recognized.” The amendment was passed by a vote of 61 percent for and 39 percent against. Before we go bashing North Carolina, let me say that it is just one of many states that … Continue reading

Saving Money on a New House

One of the easiest ways to save on a mortgage is by making a substantial down payment. The larger your down payment, the less you will have to pay on a monthly basis. In most cases, home buyers are required to cough up at least 20 percent of a home loan in order to avoid Private Mortgage Insurance. Whereas it would be wonderful if we could all put down 20 to 30 percent of our dream home’s total price, many potential buyers struggle to come up with even half that. Fortunately, for many first-time homebuyers, down payment assistance is available. … Continue reading

Create a Stronger Marriage Despite Financial Stress

Did you know that one of the top reasons for divorce is because of financial stress? It’s crazy that money can drive marriage to disaster. Is It the Money or the Coping? What is it really that makes couples end their relationship though? Is it the money or is something else? I am going to put my money on something else. Couples who are in a financially strained situation are under an extraordinary amount of stress. Not only are they unable to pay bills, but they may have to work longer hours to make ends meet. What happens is that … Continue reading

Kim Kardashian Makes a Mockery of Marriage

Not only has Kim Kardashian made a mockery of marriage but she has duped many. Just 72 days into her marriage with NBA star, Kris Humphries, she has filed for divorce. 72 days??? Many are accusing Kardashian of getting married for the sheer publicity. Of course, it didn’t hurt that she also received some freebies and deep discounts for promoting certain products. She even made a ton of money selling pictures of their wedding. According to some, she may have earned as much as $18 million from getting married. Isn’t it usually the other way around, that we spend money … Continue reading

Common Money Mistakes That Women Make

Did you know that men and women tend to make different kinds of mistakes when it comes to managing their money? While people of both genders certainly enjoy financial success, both men and women makes mistakes with their money. Suze Orman has come out with some advice that is tailored specifically towards women and the mistakes that tend to trip them up when it comes to their finances. According to Suze Orman, the root of the problem is that women have been taught, either consciously or subconsciously (including by example) to not manage their money. The result is that they … Continue reading

Total Honesty about Money Mistakes

Sometimes I do something really stupid. Okay, it’s more than just sometimes … it happens quite a lot. And occasionally, it has to do with money. Take today, for instance. I didn’t see until it was too late that I wasn’t supposed to put large envelopes in the drop at the post office. The sign said it would probably get returned to me. So I spent money mailing packages … to myself … and felt like a total dimwit. Part of me wanted to keep that to myself. It’s hard to admit when you’ve done something dorky. But my husband … Continue reading