Top 5 Skills for Frugal Times

Lately, I’ve been thinking a lot about the times that we’re in. I’ve been thinking about ecology and about frugality, and about how challenging economic and ecological times mean that we need to think hard about the skills that we develop. I’ve been considering the skills that are most useful in these times. Here’s what I’ve come up with: a list of the top five skills for frugal times. What would you add or subtract from this list? 1. Growing your own food and medicine This is something that I write about a lot. I love plants, I love being … Continue reading

Household Management: Life Skills 101

What do you need to know when you move out? If you’re the parent of a teen who’s looking at college in the next few years or simply a parent who wants the kids to know how to survive in the wilds of real life, you know that the kids need to know a few things. But what are the essentials of household management? Once you’ve been doing it for a while it’s hard to extract exactly what it is that you do to manage the house. In my humble opinion, here are a few of the basics: Houses need … Continue reading

Differences in Lifestyles

Recently I have been discussing couples in which the mates have opposite personalities and thoughts. While there are sure to be some clashes along the way, these couples can have a very healthy and happy relationship. They simply ne dot learn how to communicate and relate to one another. The first difference that I discussed was in decision making. Some people make decisions with their minds and others with their hearts. Today I will take a look at the different views that some people take concerning their lifestyle. Some people live their life by a plan book. They want everything … Continue reading

Why Trust a New Money Blogger?

I want to start off my blogging experience at Families with a brief introduction as well as a description of why you should trust me. Money is certainly a prized possession, and it should only part your company under the best circumstances. Why should you trust me to give you money advice? Well, let me first start by giving you my background and let you decide for yourself. I am a mother and wife, who is completely responsible for my family’s finances. My husband has no interest in money-matters, so luckily it is a passion of mine. For me, it … Continue reading

Marriage: Observations on Life

For most of us, marriage is a given. It’s one of those things we seem pre-programmed to do in our society much like going to school and getting a diploma and today, continuing to college and getting a degree. Despite statistics, most of us will get married at least once without any idea of what to expect when we do. We think we know, based on our observations of marriages around us. Observations on Life Marriage is not supposed to be easy. Marriage is a series of never ending challenges that requires us to look inside and outside ourselves for … Continue reading

Life Management Skills

When it comes to getting married, too often the burdens of expectation are not jointly delivered with the education to support life after marriage. For many of us, products of mixed, blended and single-family homes – there is no automatic assumption of what one does when one gets married. In fact, when I got married I remember thinking what do I know about marriage? Seriously, what did I know? I knew how to be me. I knew that my husband and I were best friends. I knew that we could have a great time together. I knew we’d enjoyed getting … Continue reading

Time Management and Studying

When study skills are taught, did you ever think time management skills need to be included as well? Besides reminding a child to study for long periods of time, breaks need to also be scheduled in or time management skills. For example, Timmy comes home from a full day of school and enters the home around 3:30pm, has a snack, and by 4:00pm homework and studying has begun. This continues till dinner time and sometimes even into the better part of the evening. It is understandable that children today do get a large amount of homework (as this will be … Continue reading

Teaching Money to Kids

At a Glance: Product:  Family Mint Money Management Certification Program Ages:  10 and up.  You can begin as early as 6 year old if you use the website as well. Use:  A family tool to teach children to how to handle money properly to ensure a secure financial future. Duration:  2 months Homeschool Method:  Any.  The program includes online resources and a workbook.  If you prefer the workbook only it is all inclusive and no internet needed. Cost:  $29.99 as a special introductory offer for the 60 page workbook plus a lifetime subscription to FamilyMint Premium and online only for $24.99 a year … Continue reading

Free Websites that Teach Your Kids about Money

Teaching kids about money, where it comes from, how to make it grow and how to use it responsibly is one of those things that many of us mean to get around to doing, but don’t often seem to complete. In fact, money lessons should never really come to an end. As society, the economy and technology changes, it is important for us all to keep up, and pass on the skills, knowledge and advice to our children. Fortunately, we don’t have to do this alone. There are a few really good websites out there that will help us teach … Continue reading

The Difference Between Saving and Investing: An Important Distinction for Kids to Learn

You can save or you can invest. It is a distinction that many adults struggle with as a concept. How then can kids understand the difference, and why is it so important? Most kids who are introduced to the concepts of money tend to be conservative. They like to hoard as much of their money as they can and save up for things. That is a great phase that can be utilized by parents, caregivers and teachers to teach the value and the responsibility of money. Unfortunately, most kids do not get any instruction past those initial lessons. Many experts … Continue reading