Search Results for: blog do you and your spouse deal with finances together

Marital Bliss Doesn’t Make a Marriage Work

Marital bliss…it is a common feeling experienced by newlyweds and one that seems to deteriorate with time. We tend to view this as a bad thing but I would like to challenge that. Marital bliss is romantic and all but there comes a point in your marriage when you have to learn how to live. The reality of life is that not everyday will be magical. There are bills to be paid, long days to get through, children to raise, pressures to deal with and the list goes on. This doesn’t mean you can’t enjoy marriage while dealing with all … Continue reading →

Insurance and Marriage

Yesterday I looked at the idea of insurance for the housewife or stay at home mom, but there are various other kinds of insurance you might need to consider. Insurance against sickness, accident or loss of income for the main worker in the partnership, house insurance, house contents insurance and car insurance are others. Sometimes with the birth of a child, people even take out an insurance policy that will mature and come to their child when they reach a certain age.This is something my parents did and Mick’s parents did too. Unfortunately they were policies that were not going … Continue reading →

Getting Remarried Can Cause Problems With Insurance

Insurance, no matter what kind, is designed to provide you and your family with some financial protection in case tragedy strikes. Getting insurance involves a whole process, taking up both time and money. After paying years of premiums, the expectation is that the insurance company will take care of you in your time of need. In some cases, getting remarried can cause serious problems with insurance. You might not be as protected as you think you are. Is your spouse in the military? There is an insurance plan called the Survivor Benefit Plan that is a program of the Department … Continue reading →

How to Prevent Money Matters from Hurting Your Marriage

Money and financial issues are one of the leading causes of conflict leading to divorce in modern marriages. Differences of opinion on what to do with money, how to save and how to spend can make you feel as though you are constantly butting heads with your spouse. If you and your spouse agree on all money issues then congratulations. You are a rare pair. Most couples have different attitudes toward money as individuals. Even couples who are have similar values (savers, let’s say) can vary a bit within their attitudes (one likes to save a little bit more than … Continue reading →

Marriage Breakers – Part 2

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Friday we talked about marriage breakers, things you need to talk to your potential spouse about before you say yes or before you ask the question. We covered areas like kids, finances and housework. Today we’re going to look at a few more items that can make or break a marriage. The In-Laws I am very fortunate in that I like my in-laws, all of them. My mother-in-law is not a monster-in-law and we’re actually really good friends. My sister-in-law is more like a sister than anything else and we’ve had our ups and downs, but it’s never been a … Continue reading →

Credit History and Marriage

Often when two come together in matrimony, the question of money and credit will arise. While a husband and wife may love each other, they may not be a match with their credit scores. If one spouse has a significantly worse credit history, does it affect the other? While a couple joins in many ways, their credit history does not have to. Credit reports are entirely individual and so are the credit scores. There is no such thing as a joint credit report or credit score. Even when a couple applies for a loan together, like a mortgage, their individual … Continue reading →

Work Together for Success

One of the most important things you can do as a couple is to work together to lead your family. This will help you family to operate smoothly, and it will help to bring a spirit of peace into your home. When the husband and wife are at odds with each other, the entire family life is disrupted. It is essential that you work together and have the same goals and ideas when it comes to discipline, finances, and household work. As a married couple you can work on being in tune with each other through weekly planning meetings in … Continue reading →

Marriage and Divorce

Marriage is a life-long commitment that requires a great deal of work on a daily basis. It is not easy to care for a family and take on the added responsibilities that come along with it. If you are unhappily married, it can be extremely difficult to handle the conflicts and stress that arises within your family life. There are very few situations where divorce is the first option. It is important to make sure that you have worked through every possible solution before turning to divorce. Here are five areas to consider: 1) It is important that the partners … Continue reading →

Working on Your Finances with Your Spouse

One of the most difficult aspects in your marriage can be your finances. When it comes to joining two lives together, you also join together two different aspects of money management, two different feelings towards money, and two different lives of past experiences surrounding money. It is important to realize that so many aspects go into how you feel about money, and that your spouse has underlying experiences as well. If you find that you are not agreeing on certain aspects you may need to go to the root of the problem and discover why you each feel the way … Continue reading →

Fighting About Money Doesn’t Fix the Problem

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Money. Money. Money. It’s the guilty party in most marriages when it comes to fighting with your spouse. Whether you talk about your finances, pool your resources or leave it to one spouse or the other to manage it – money is a huge bone in the midst of any relationship. If you’re thinking that money is one of the leading causes of divorce, you’d be right. So How Do You Deal With It? Financial issues are the pink elephant in the middle of your marriage. But you have to recognize that fights about money aren’t just about money. Those … Continue reading →